XRP (XRP): XRP is a digital asset developed by Ripple to facilitate fast, low-cost international money transfers and cross-border payments. It settles transactions in seconds with minimal fees, making it attractive for financial institutions seeking alternatives to traditional systems like SWIFT. RippleNet, Ripple’s payment network, partners with banks and payment providers globally to streamline liquidity and remittances. While facing a prolonged SEC lawsuit over its classification as a security, recent developments have favored Ripple, boosting confidence. XRP’s utility in real-world finance, established partnerships, and efficient transaction model position it as a key player in institutional blockchain adoption, especially in global payment infrastructure modernization.
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